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How do I obtain a quote from Western Growers?

Answer:
Our Regional Sales Managers (RSMs) have been partnering with outside brokers for over five years. They will work with you in obtaining all of the information you need to present a proposal to your client. This includes providing you with an... Read More
Tags: Broker, Broker

What do you mean by ‘tailor made’ plans offered by WGAT?

Answer:
Western Growers Assurance Trust utilizes the Anthem Blue Cross of California and Blue Cross Blue Shield of Arizona network of providers which offer some of the best negotiated rates to providers, meaning you and your employees pay less for claims.... Read More
Tags: Broker, Broker

What advantages are there for a broker to work with WGIS?

Answer:
Western Growers Insurance Services is the dedicated sales team for Western Growers Assurance Trust (WGAT). WGAT has been designing and administering plans tailor made for those businesses in the agricultural industry since 1957.
Tags: Broker, Broker

Will health insurance cost more in 2014?

Answer:
For some people costs may go up. For others costs may go down or stay the same.

The Affordable Care Act – Health Care Reform – sets a new minimum benefit standard for every major medical health insurance policy in the country.

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Can my application be denied?

Answer:
Starting on January 1 of 2014, insurance companies will not be able decline your application for health insurance because you have a pre-existing medical condition, or for any other health-related reason.

What happens to my current insurance plan in 2014?

Answer:
That will depend on when your current plan first went into effect.

If your plan has an effective date before March 23, 2010, you may have what’s called a “grandfathered” health insurance plan, and you may have the option to stay on that plan... Read More

Can family members have separate policies?

Answer:
Yes, family members can choose separate policies.

What’s the deadline for getting insurance?

Answer:
The deadline for enrollment for coverage taking effect on Jan. 1, 2014, is Dec. 23, 2013.

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