Group Health Insurance
We offer affordable plans to employers of all industries in need of group health insurance programs.
Our plans include a full array of HMO, PPO, "Narrow networks," and flexible plans to meet the needs of seasonal employees, and more. As a full-service agency, we represent all the top insurance carriers. This allows us to offer the most comprehensive insurance plans best suited to your company's needs at the most competitive prices.
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Western Growers helps you save.
There is nothing more important than taking care of your employees while controlling health care costs for your business. Our innovative plan designs allow you to choose the right coverage for you business and your employees.
Learn about our wellness programs, services, and online tools designed to make your health plan more convenient.
Learn about our full offering of health plans.
We offer HMO plans from top carriers such as Anthem Blue Cross and BlueCross BlueShield of Arizona, which offer some of the best negotiated rates to providers, meaning your employees pay less for health claims.
Flexible Spending Accounts (FSA) allow you and your employees to set aside money on a pre-tax basis to pay for eligible health care and dependent care expenses.
By offering Flexible Spending Accounts, you can reduce employer and FICA taxes while participating employees can reduce their taxable wages. That means lower taxes for you, and added benefits for your employees. The more employees enroll, the more you save on payroll taxes.
A High Deductible Health Plan (HDHP) can be a cost-efficient way to provide health benefits to your employees. An HDHP is a health benefit plan that charges a lower premium and has a higher deductible than traditional health benefit plans. It is usually paired with a Health Savings Account (HSA) to provide maximum benefits at the lowest cost.
By combining an HDHP with an HSA, your employees receive quality coverage as well as the opportunity to set aside tax-free money for current year health expenses and build savings for future medical expenses.
Cedar Health & Wellness Centers is another service that WGAT offers to help clients in the agriculture industry to better manage their health care costs. Located in targeted geographic regions throughout California, including: Salinas, Watsonville, Santa Maria and Oxnard.
In addition to the Wellness Centers and outside our Anthem partnership, WGAT has developed its own proprietary network of providers (known as the Cedar network) throughout California and Arizona to help maintain cost-efficient health care plans.
Through our exclusive network of providers in the border cities of Mexico, your employees have access to doctors with flexible hours, who speak Spanish and understand their needs. Whether seeking medical, dental, vision or prescriptions, participants generally pay a fraction of the costs for the same care in the U.S. As an employer, you also reap savings of up to 90%.
Our exclusive network includes licensed and insured medical facilities and providers in Tijuana, Mexicali, San Luís, Los Algodones, Nuevo Laredo, Reynosa and Matamoros.