November 16, 2018

Preventive Benefits Are a Win-Win

The Affordable Care Act requires non-grandfathered health benefit plans to offer preventive benefits with no cost sharing. While this is an inflexible legal mandate, there are valuable long-term gains when employees use these benefits. These gains include having healthier and more productive employees and catching chronic health conditions in the early stages before they become … Read More

by Nicolle Chase
November 12, 2018

Employers Have a Responsibility to Their Employees

Employers in Arizona are not only bound by the Arizona Workers’ Compensation Act (WCA) but by their responsibility as leaders of people to ensure their employees are covered for work-related injuries, diseases, or deaths. The WCA establishes the responsibilities that relate to an employer’s rights and responsibilities when it comes to workers’ compensation in Arizona, … Read More

by Nicolle Chase
International Trade Credit Can Minimize Risk in an Uncertain Trade Environment
September 6, 2018

International Trade Credit Can Minimize Risk in an Uncertain Trade Environment

The U.S. government’s steel and aluminum tariffs recently went into effect, and in response, some of our trading partners have implemented retaliatory tariffs on U.S. goods. Specifically, retaliatory tariffs from China, India and Turkey will directly impact the agricultural market and has the potential to put California almonds at a competitive disadvantage. With no clear … Read More

by Nicolle Chase
Workers’ Compensation Update: Stop Paying First Aid Medical Bills Directly to Clinics
July 25, 2018

Workers’ Compensation Update: Stop Paying First Aid Medical Bills Directly to Clinics

Businesses in California who previously made arrangements with their medical clinic to directly pay for medical treatment bills for “first aid” claims will no longer receive the benefit of their workers’ compensation experience modification rating being unaffected. Starting January 1, 2019, the California Workers’ Compensation Insurance Rating Bureau (WCIRB) will be changing the calculation methodology … Read More

by Nicolle Chase
Crop Insurance: Even Specialty Crops Can Benefit
February 22, 2018

Crop Insurance: Even Specialty Crops Can Benefit

When farmers talk about crop insurance, most immediately think of insurance for traditional field crops such as wheat, feed grains, oilseeds, cotton, rice, peanuts, and tobacco. Over the years, specialty crop producers are increasingly being offered and, in some cases, mandated to obtain crop insurance. Specialty Crops In fact, looking into the future, one of … Read More

by Nicolle Chase
Insurance Products Available to Protect Against Wildfire Damage
February 22, 2018

Insurance Products Available to Protect Against Wildfire Damage

Wildfires recently raged throughout California, causing damage to crops and agriculture-related industries. While there are many types of risk protection available, there are two coverages not commonly referenced during a wildfire crisis: Crop Insurance and Weather Risk options. Crop Insurance has the ability to protect the remaining crop as long as the fire (or fires) … Read More

by Nicolle Chase
United Fresh and WG Team Up to Provide Recall Insurance to Fresh Produce Industry
February 22, 2018

United Fresh and WG Team Up to Provide Recall Insurance to Fresh Produce Industry

IRVINE, Calif. (September 18, 2017) – The United Fresh Produce Association (United Fresh) and Western Growers (WG) have entered into a formal marketing agreement to jointly promote the Western Growers Shield™, a first-of-its-kind insurance program specifically designed to protect food companies from recall liability. “This program represents an innovative solution to a critical bottom line … Read More

by Nicolle Chase
WG Welcomes Drew Triplett as New VP of Insurance Services Operations
February 22, 2018

WG Welcomes Drew Triplett as New VP of Insurance Services Operations

IRVINE, Calif. (October 25, 2017) – Western Growers is pleased to announce the recent hire of Drew Triplett, who will join the Insurance Services team as Vice President of Operations. Triplett will be responsible for developing innovative processes and models that integrate cutting-edge technologies to help Western Growers further provide tailored insurance solutions for clients. Additionally, … Read More

by Nicolle Chase
When Food Disaster Strikes, Being “Shielded” Matters
February 22, 2018

When Food Disaster Strikes, Being “Shielded” Matters

Food recalls, product defects, contamination events, oh my. These are just a few examples of the potential food contamination disasters that can detrimentally disrupt the supply chain and quickly become a major financial nightmare for all parties involved. Costs from a product recall or contamination can easily cripple even the most conscientious organizations, and understanding … Read More

by Nicolle Chase
WGIS Hosts Food Safety Workshop at Almond Alliance Convention
February 22, 2018

WGIS Hosts Food Safety Workshop at Almond Alliance Convention

The importance of food safety took center stage today at the Almond Alliance Conference during the “Food Safety: Surveying the Legal Risk Landscape” session, sponsored by Western Growers Insurance Services (WGIS). During the session, Faegre Baker Daniels Attorney Rachael D. Spiegel provided a detailed overview of the Food Safety Modernization Act and foodborne illness litigation. … Read More

by Nicolle Chase