Western Growers Assurance Trust

Insurance solutions, customized to your exact needs.

Western Growers Assurance Trust (WGAT) is the largest provider of health benefits for the Ag Industry, and is offered exclusively by Western Growers Insurance Services. WGAT offers comprehensive, ACA compliant health benefit plans and insurance solutions customized to meet the diverse needs of owners, managers, field workers, and

seasonal employees. We partner with the top insurance carriers and third-party administrators in the industry to provide coverage options that are otherwise unobtainable in the standard commercial insurance market, helping you take care of your employees while controlling health care costs for your business.

Learn why food and agribusinesses trust us.

Cedar Plan Options

Cedar plans are designed to deliver exceptional care options with lower copays than standard plans. The Cedar PPO Network offers a variety of cost-effective options by utilizing Cedar Health and Wellness Centers.

Spectrum Plans

This Small Group Spectrum Plan Series has been carefully designed to offer a variety of ACA-compliant plan options to best suit your needs.

Pharmacy Plans

A pharmacy plan is a key component to any health plan. Support for employees through patient education, proactive communication and guidance for making healthy choices are critical to improving health management outcomes.

Consumer Driven Plans

You can help manage the rising costs of health care through Consumer Driven Health Plans, Health Savings Accounts, High Deductible Health Plans and Flexible Spending Accounts.