Wearable Tech Reduces Risks of Workplace Injuries

August 13, 2020News

Meet Rosa. She is an H-2A worker from Mexico who was harvesting fresh produce for a Western Growers member company during the past winter vegetable season. Despite her age, she is over 55 years old, Rosa was relatively new to farm work, with less than five years of experience. Intuitively, Rosa fell into a higher … Read More

COVID-19 and Workers’ Compensation

April 9, 2020News

There are a number of questions related to workers’ compensation and the current COVID-19 pandemic. Compounding the confusion is generally vague guidance stating that if workers are unable to do their usual job because they were exposed to and contracted COVID-19 during the regular course of their work, they may be eligible for workers’ compensation … Read More

Reimagining Food Safety Risk Management with Technology

November 21, 2019News

From an insurance perspective, a fire is a fire. However, not all food contamination and recall events are the same. Recall-related situations can be as simple as first-party business losses where only the insured is affected, or as complicated as holding the supply chain responsible for third-party losses due to product refusal in the marketplace. … Read More

Preventive Benefits Are a Win-Win

November 16, 2018News

The Affordable Care Act requires non-grandfathered health benefit plans to offer preventive benefits with no cost sharing. While this is an inflexible legal mandate, there are valuable long-term gains when employees use these benefits. These gains include having healthier and more productive employees and catching chronic health conditions in the early stages before they become … Read More

Employers Have a Responsibility to Their Employees

November 12, 2018News

Employers in Arizona are not only bound by the Arizona Workers’ Compensation Act (WCA) but by their responsibility as leaders of people to ensure their employees are covered for work-related injuries, diseases, or deaths. The WCA establishes the responsibilities that relate to an employer’s rights and responsibilities when it comes to workers’ compensation in Arizona, … Read More

International Trade Credit Can Minimize Risk in an Uncertain Trade Environment

September 6, 2018News

The U.S. government’s steel and aluminum tariffs recently went into effect, and in response, some of our trading partners have implemented retaliatory tariffs on U.S. goods. Specifically, retaliatory tariffs from China, India and Turkey will directly impact the agricultural market and has the potential to put California almonds at a competitive disadvantage. With no clear … Read More

Workers’ Compensation Update: Stop Paying First Aid Medical Bills Directly to Clinics

July 25, 2018News

Businesses in California who previously made arrangements with their medical clinic to directly pay for medical treatment bills for “first aid” claims will no longer receive the benefit of their workers’ compensation experience modification rating being unaffected. Starting January 1, 2019, the California Workers’ Compensation Insurance Rating Bureau (WCIRB) will be changing the calculation methodology … Read More

Crop Insurance: Even Specialty Crops Can Benefit

February 22, 2018News

When farmers talk about crop insurance, most immediately think of insurance for traditional field crops such as wheat, feed grains, oilseeds, cotton, rice, peanuts, and tobacco. Over the years, specialty crop producers are increasingly being offered and, in some cases, mandated to obtain crop insurance. Specialty Crops In fact, looking into the future, one of … Read More

Insurance Products Available to Protect Against Wildfire Damage

February 22, 2018News

Wildfires recently raged throughout California, causing damage to crops and agriculture-related industries. While there are many types of risk protection available, there are two coverages not commonly referenced during a wildfire crisis: Crop Insurance and Weather Risk options. Crop Insurance has the ability to protect the remaining crop as long as the fire (or fires) … Read More

When Food Disaster Strikes, Being “Shielded” Matters

February 22, 2018News

Food recalls, product defects, contamination events, oh my. These are just a few examples of the potential food contamination disasters that can detrimentally disrupt the supply chain and quickly become a major financial nightmare for all parties involved. Costs from a product recall or contamination can easily cripple even the most conscientious organizations, and understanding … Read More